Reasons you should order an appraisal from Treasure Coast AppraisalsTo a lot of us, an appraisal is simply another fee on the settlement sheet for a mortgage or refinance. Practically all lenders still call for a local expert because the stakes are so high, even though there are a developing number of automated home valuation systems that may appear to be less expensive than an appraisal. Is securing a mortgage the only reason you should get an appraisal? Are there also instances when the services of a certified, independent real estate professional could be helpful? Absolutely. 
Appeal your tax assessment in Saint Lucie CountyIf you reside in an area where the property value has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Treasure Coast Appraisals, we're capable of assisting you in challenging your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask home buyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Oftentimes, this added payment is lumped into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. Treasure Coast Appraisals can provide you with a statement regarding the value of your home, and the price you paid for the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Treasure Coast Appraisals Order onlineSettle a divorce with fewer hang-upsA divorce is often complicated by the strenuous decision of who gets the property, and it can be a particularly traumatic ordeal for both parties. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Treasure Coast Appraisals, regardless of the circumstances. If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Determine an accurate and fair valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Relocate to or from Saint Lucie County for workWe understand the stress involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any current sales or listings in their area that they want considered during our detailed inspection. Close on your home promptly — at an accurate priceA professional appraisal will help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees rest on our efforts to complete the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. 
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